Where can I get a secured credit card?
Posted by under secured loans online on March 29 2010, 7 comments

I’m 25 and never had a credit card. I get denied for the regular card, and my bank doesn’t do secured credit cards… I’m a full time student and got turned down for the student card as well. I’ve seen applications online for secured cards that always ask for employer and salary. But I’m a student and would like to use some of my loans to start up some good credit. I’d only use it to pay for utilities and normal things, then pay it off each month.
Where can a student get a secured card?

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7 Comments

  • By Bad Luck on 29 March 2010 at 4:37 pm

    ..

    Find & Choose

    http://www.flixya.com/user/goldcash360

    .

  • By Anjell on 29 March 2010 at 5:35 pm

    Capital One. They’ll give you a secured card with $1 for $1 limits up to a limit of $750. If you keep your account in good standing, usually a couple years they may increase your limit and/or return your secured funds.

    Be sure to always, always, always pay your balance off. Use your card sparingly. Use it only to give yourself history. For example be SURE that you have the cash, then charge your card for something like a shirt and then pay it before the due date. You need to actually use your card to better your credit score.

  • By ibettergonow on 29 March 2010 at 6:27 pm

    gees I can’t believe you were turned down – my daughter 18 got 3 student ones (small limits) but still go them with nothing on her credit report

    try: 1fbusa.com
    citibank student
    bank of america student
    capital one student

    try small stores too

    but limit how many you apply to because credit inquires count again you…. good luck

  • By Kids B on 29 March 2010 at 7:05 pm

    Bank of America Secured Visa Platinum
    http://www.apply-best-credit-card.com/bank-of-america-secured-visa-platinum/
    Orchard Bank Secured MasterCards
    http://www.apply-best-credit-card.com/orchard-bank-secured-mastercards/
    New Millennium Bank Secured Platinum Visa® or MasterCard®
    http://www.apply-best-credit-card.com/new-millennium-bank-secured-platinum-visa%c2%ae-or-mastercard%c2%ae/
    Search for more http://www.apply-best-credit-card.com/

  • By Angeline on 29 March 2010 at 7:34 pm

    In my experience there are two types of Bad Credit Credit Cards. One is a secured card, and the other has a much higher rate of interest. Both can be used to rebuild your credit worthiness after getting back on your feet. Secured credit cards are great for rebuilding your credit. You send the credit card company a pre deposit amount set by the company